Shop Christmas Trees & Festive Decor on Easy 3-Month Installments (Koko, Payzy & Mintpay) | Cool Budget Sri Lanka
Interactive Christmas Tree Sizing & 3-Month Installment Calculator
Calculate your room ceiling clearance, safe tree height, bauble count, and exact monthly split payment instantly.
How 3-Month Installment Payments Work at Checkout
Choose Your Tree & Decor
Browse our artificial Christmas trees, shatterproof baubles, or festive garlands and add your favorites to cart.
Select Koko, Payzy, or Mintpay
Proceed to checkout and select your preferred BNPL payment provider. Works seamlessly with any Sri Lankan bank debit card or credit card.
Pay 1/3 Today, Rest in 60 Days
Pay only 33.3% today. Your tree is dispatched immediately with express doorstep delivery. The remaining 2 parts are billed automatically 30 and 60 days later.
Live Catalog: Christmas Products on 3-Month Installments
Swipe through our bestselling evergreens and shatterproof bauble sets with verified monthly split payment calculations.
Bestselling Artificial Christmas Trees on Installments
Curated Christmas Decorations & Bauble Sets on Split Payments
Frequently Asked Questions: Installment Payments (Koko, Payzy, Mintpay)
Yes. When checking out on Cool Budget, select Koko to split your Christmas tree purchase into 3 equal monthly installments with 0% interest using any valid Sri Lankan bank debit card or credit card.
Yes. Payzy allows you to divide your Christmas tree or home decoration cart into 3 interest-free monthly installments. Simply choose Payzy at checkout and authenticate via the app.
Yes, Mintpay is fully supported across our complete catalog of Christmas trees, baubles, lights, and garlands, letting you split the total across 3 debit card payments.
No! Unlike traditional bank installments, Koko, Payzy, and Mintpay work directly with any standard commercial bank debit card (Commercial Bank, Sampath Bank, HNB, Nations Trust, BOC, People's Bank, etc.).
Yes. You can complete your order online via Koko, Payzy, or Mintpay and select store pickup at our showroom on Dehiwala Road, Maharagama, or choose fast doorstep delivery across Colombo and islandwide.